Correction, 18 October 2026: The previous calculator guide contained errors in property counting, remission descriptions and worked calculations. Its text and graphics have been withdrawn. Use the corrected points below and the relevant IRAS calculation for your transaction.
What has been corrected
Residential properties outside Singapore are excluded from the ABSD property count. The previous statement that worldwide ownership counted was wrong. IRAS explains the exclusions and applicable rates in its ABSD guidance.
FTA remission is not a flat 15% rate. Qualifying nationals or permanent residents of Iceland, Liechtenstein, Norway and Switzerland, and US nationals, receive the same stamp duty treatment as Singapore citizens. See the IRAS eligibility rules.
For an illustrative residential purchase with both price and market value of S$1 million, BSD is S$1,800 + S$3,600 + S$19,200 = S$24,600. The old example incorrectly added another S$15,000 while retaining that total. BSD uses the higher price or market value; residential and non-residential schedules differ. The IRAS BSD schedule gives the applicable bands.
The old S$2 million investment example also understated the recovery hurdle. Adding its stated S$469,600 duties gives S$2,469,600 before financing, maintenance, tax or sale costs. Five years of hypothetical 3% annual growth produces about S$2,318,548, which does not cover those duties. This is arithmetic, not an appreciation forecast.
Plan the purchase with the right guidance
Do not rely on the withdrawn developer-rate, spouses-remission, payment-timing or CPF summaries. Match the ownership arrangement and transaction documents to the applicable IRAS conditions before committing funds.
For the wider purchase sequence, read our new-launch buying guide and home-loan IPA guide. Keep duties separate from the down payment and money needed to move in.
Need a brochure, price list or professional introduction?
Contact Lin Xuan at 82222556 or Ade at 81888871 for the full project brochure, latest available price list, a viewing, or introductions to bankers who can help you compare home-loan rates and packages to find the best available option for your needs. If you need legal advice on a property purchase, sale or tenancy, we can also put you in touch with property lawyers.
WhatsApp Lin Xuan | WhatsApp Ade. Let us know the project or property question you would like help with. Prices and availability are subject to developer confirmation, while loan terms and approval are determined by the bank.
Lin Xuan: ONG LIN XUAN, CEA registration R069812H. Ade: CHUA MUAY MUAY (ADE CHUA), CEA registration R014252F. ERA REALTY NETWORK PTE LTD, estate agent licence L3002382K.