Correction, 24 October 2026: We have withdrawn this page’s former decoupling instructions, cost examples, savings claims and graphics. They presented an ownership transfer as automatically restoring a buyer’s first-property ABSD treatment, gave unsupported assurances about acceptable arrangements, and oversimplified HDB ownership changes and remission conditions. Do not rely on those instructions for a transfer or purchase.
IRAS’s ABSD guidance requires the actual buyer profile and property count to be established. Partial ownership counts as an interest in a property. For joint buyers with different profiles, the highest applicable rate applies to the entire property’s purchase price or market value, whichever is higher, subject to applicable relief or remission.
The earlier timing, fee, loan, CPF and automatic-remission claims have also been removed. This notice does not calculate duty, decide whether an arrangement is acceptable or establish a safe sequence of transactions. Keep the purchase and transfer documents, ownership history, financing and payment records together for an individual assessment.
Read the joint ownership guide for the distinction between holding structures. That distinction does not create a stamp-duty exemption. Lin Xuan or Ade can arrange an introduction to property lawyers for advice on a proposed purchase, sale or ownership transfer.
Singapore River at Robertson Quay, photographed 14 August 2022. Photo: Wzhkevin, Wikimedia Commons. CC BY-SA 4.0. Resized for web. Neighbourhood context, not a valuation. Source: https://commons.wikimedia.org/wiki/File:Singapore_River_at_Robertson_Quay_-_2022-08-14.jpg. Licence: https://creativecommons.org/licenses/by-sa/4.0/.
Need a brochure, price list or professional introduction?
Contact Lin Xuan at 82222556 or Ade at 81888871 for the full project brochure, latest available price list, a viewing, or introductions to bankers who can help you compare home-loan rates and packages to find the best available option for your needs. If you need legal advice on a property purchase, sale or tenancy, we can also put you in touch with property lawyers.
WhatsApp Lin Xuan | WhatsApp Ade. Let us know the project or property question you would like help with. Prices and availability are subject to developer confirmation, while loan terms and approval are determined by the bank.
Lin Xuan: ONG LIN XUAN, CEA registration R069812H. Ade: CHUA MUAY MUAY (ADE CHUA), CEA registration R014252F. ERA REALTY NETWORK PTE LTD, estate agent licence L3002382K.