Correction, 29 October 2026: The former CPF property guide contained incorrect blanket funding advice and unreliable eligibility, withdrawal and refund explanations. Its quick answers, worked examples, graphics and FAQs have been withdrawn. Do not use them to decide how much CPF or cash your transaction requires.
The blanket ABSD prohibition was wrong
The article repeatedly said CPF could never be used for ABSD and that it was always a cash-only obligation. IRAS’s ABSD guidance states that using CPF funds for stamp duty is subject to the terms and conditions of the Private Properties and Public Housing Schemes. Eligibility and the payment arrangement must be checked for the actual transaction; the old blanket prohibition should not be used.
The other examples have been withdrawn
The guide also presented an unsupported lease-year ratio as the CPF pro-ration formula, conflated CPF limits and accrued interest, and gave unreliable accounts of lending, inheritance and sale refunds. We have removed the combined explanation and its figures rather than leave a partly corrected funding guide in circulation.
CPF Board’s lease guidance directs buyers to an assessment based on the relevant owner and lease details. Our older-home funding guide distinguishes that assessment from loan approval and the cash gap. The purchase cash calendar keeps available funds separate from later expected receipts.
If you used the withdrawn guide for a current purchase or sale, gather the actual CPF statement, transaction documents, loan information and payment dates. Lin Xuan or Ade can arrange banker and property-lawyer introductions to review the position.
Photograph: Singapore River at Robertson Quay, 14 August 2022, Wzhkevin, CC BY-SA 4.0. Source: commons.wikimedia.org/wiki/File:Singapore_River_at_Robertson_Quay_-_2022-08-14.jpg. Licence: creativecommons.org/licenses/by-sa/4.0/. Resized for web and displayed cropped. Neighbourhood context, not either hypothetical home or the case location.
Need a brochure, price list or professional introduction?
Contact Lin Xuan at 82222556 or Ade at 81888871 for the full project brochure, latest available price list, a viewing, or introductions to bankers who can help you compare home-loan rates and packages to find the best available option for your needs. If you need legal advice on a property purchase, sale or tenancy, we can also put you in touch with property lawyers.
WhatsApp Lin Xuan | WhatsApp Ade. Let us know the project or property question you would like help with. Prices and availability are subject to developer confirmation, while loan terms and approval are determined by the bank.
Lin Xuan: ONG LIN XUAN, CEA registration R069812H. Ade: CHUA MUAY MUAY (ADE CHUA), CEA registration R014252F. ERA REALTY NETWORK PTE LTD, estate agent licence L3002382K.