Correction, 19 October 2026: The previous BSD and ABSD calculator article contained material errors in rates, property counting, relief conditions and examples. Its old text, tables and four graphics have been withdrawn.
Correct the buyer profile before calculating
The ordinary ABSD rate for a foreign individual is 60%, not 65%. For Singapore permanent residents, the ordinary rates are 5% for a first residential property, 30% for a second and 35% for a third or subsequent property. Relief can change the amount payable; these are not universal final assessments.
Residential properties outside Singapore are excluded from the ABSD property count. The previous Malaysian-home example was therefore wrong. ABSD uses the higher purchase price or market value. See the applicable profiles, exclusions and relief links in IRAS’s ABSD guidance.
Replace the old examples
For an illustrative S$2 million purchase whose market value is also S$2 million, BSD is S$69,600. For a foreign individual paying 60% ABSD without remission, ABSD adds S$1.2 million, making the combined duties S$1,269,600. The old S$469,600 foreign-buyer comparison was wrong.
Residential and non-residential BSD schedules differ. Use the IRAS BSD schedule for the relevant property classification. The withdrawn spouses-refund, developer, EC, payment-deadline and CPF summaries should not be used to decide eligibility or cash timing.
For a purchase budget, continue with our new-launch buying guide and IPA guide. For a transaction-specific tax or legal question, contact the team below for a property-lawyer introduction.
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